Help Financial Operations and Product Preferences of Self Help Groups (SHG)

##plugins.themes.academic_pro.article.main##

Siddhartha Thyagarajan
T. Nambirajan
Ganeshkumar Chandirasekaran

Abstract

The aim of this research work is to study the financial utilization and product preferences of Self Help Groups (SHGs) in the Union Territory of Puducherry region. The research variables were identified from the literature review relating to financial operations and product preferences of SHG and primary data of 251 random sample of SHGs was collected through survey method using well-structured questionnaire. The statistical package of SPSS was utilized to analyze the data using statistical techniques of descriptive statistics with frequency analysis and simple mean, chi-square test and correspondence analysis.Results shows that majority of groups which is 69.3% of them have adopted a savings rate of Rs. 51-100 and majority of the groups consisting of 54.6% wish to use part of the loan for equipment purchase in addition to other expenditures.

##plugins.themes.academic_pro.article.details##

How to Cite
Thyagarajan, S., Nambirajan, T., & Chandirasekaran, G. (2018). Help Financial Operations and Product Preferences of Self Help Groups (SHG). SJCC Management Research Review, 20–32. Retrieved from http://www.sjccmrr.res.in/index.php/sjcc/article/view/39

References

  1. Adams, D. W. (2009). Easing Poverty through Thrift. Savings and Development, 73-85.
  2. AhluwaUa, M. S., Carter, N. G., & Chenery, H. B. (1979). Growth and poverty in developing countries. Journal of development economics, 6(3), 299-341.
  3. Basargekar, P. (2008). Economic Empowerment Through Microfinance: AnAssessment of CSR Activity run by Forbes Marshall Ltd. International Journal o f Business Insights & Transformation, 2(1).
  4. Copestake, J. (2007). Mainstreaming microfinance: social perfonnance management or mission drift? Worid development, 35(10), 1721-1738.
  5. Eapen, M. (1996). Rural Non-Farm Employment: Some Reflections on Petty Production. Economic and Political Weekly, 1673-1675.
  6. Ganesh Kumar, C, Murugaiyan, P., & Madanmohan, G. (2017). Agri-food Supply Chain Management: Literature Review.
  7. Ganeshkumar, C, & Mohan, G. M. (2014). Data Assumptions Checking for Estimating Structural Equation Modeling: Supply Chain Context. Anvesha, 7(4), 12.
  8. Ganeshkumar, C, & Nambirajan, T. (2013). Supply Chain Management Components, Competitiveness and Organisational Performance: Causal Study of Manufacturing Firms. Asia-Pacific Journal of Management Research and Innovation, 9(4), 399-412.
  9. Gebremariam, G. H., Gebremedhin, T. G., & Jackson, R. W. (2004). The role of small business in economic growth and poverty alleviation in West Virginia: An empirical analysis. Regional Research Institute, West Virginia University.
  10. Hair, J. F., Black, W C, Babin, B. J., Anderson, R. E., & Tatham, R. L. (2006). Multivariate data analysis (Vol. 6): Pearson Prentice Hall Upper Saddle River, NJ.
  11. Heihnan, M. E., & Chen, J. J. (2003). Entrepreneurship as a solution: The allure of self-emplojonent for women and minorities. Human Resource Management Review, 13(2), 347-364.
  12. Jain, P. S. (1996). Managing credit for the rural poor: lessons from the Grameen Bank. Worid development, 24(1), 79-89.
  13. Janssens, W (2010). Women's empowerment and the creation of social capital in Indian villages. Worid development, 38(7), 974-988.
  14. Kanitkar, A. (1994). Entrepreneurs and micro-enterprises in rural India. Economic and Political Weekly, M25-M30.
  15. Kumar, C. G., & Mohan, G. M. (2015). Sustainable Performance Of Indian Manufacturing Firms. Global Management Review, 9(2).
  16. Madlani.M.B. (2009). Women Entrepreneurship and Rural Development. ABHINAV Journal, 12(2), 94-98.
  17. Otero, M. (1999). Bringing development back, into microfinance. Journal of Microfmance/ESR Review, 1(1), 8-19.
  18. Praharmayaki, J., & Rathinam, M. (2010). Micro Credit: A unique process of Socioeconomic Engineering. Macro Dynamics of Micro Finance, PP-163-175.
  19. Shanmugam, B. (1991). Socio-economic development through the informal credit market. Modem Asian Studies, 25(02), 209-225.
  20. Shaw, A. (1990). Linkages of large scale, small scale and informal sector industries: A study of Thana-Belapur. Economic and Political Weekly, M17-M22.
  21. Siddhartha, T., Nambirajan, T., & Ganeshkumar, C. (2017). Distribution Methods Adopted for Self-Help Group Products: An Empirical Analysis. lUP Journal of Operations Management, 16(4), 25-33.
  22. Wiboonchutikula, P. (2002). Small and medium enterprises in Thailand: Recent trends: Springer.