A Comparative Study on Financial Performance of SBI & HDFC Banks in India

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Published Jun 1, 2023
https://doi.org/10.35737/sjccmrr/V13/i1/2023/184
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Volume 13, Issue 1, June 2023

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K. Karthikeyan
Associate Professor PG and Research Department of Commerce, Vivekananda College, (Affiliated to Madurai Kamaraj University) Thiruvedakam West.
M. Dinesh Kumar
Assistant Professor , Department of Commerce with Computer Applications, Mannar , Thirumalai Naicker , College(Autonomous), (Affiliated to Madurai Kamaraj University).

Abstract

Financial Performance of banks is a key indicator of an economy . Both public and private sector banks perform widely in India. So this research paper compares the performance of top two important banks in India one being a public sector bank State Bank of India (SBI) and another private sector bank HDFC Bank using secondary data for the previous 5 years from annual report. The objectives are to examine and analyze the SBI & HDFC Bank for No. of Branches, No. of ATMs, Deposit, Advance and Non Performing Assets (NPA) (2017-18 to 2021-22) in India. The effect was concluded by financial performance analysis of the SBI & HDFC Bank under number of Branches, No. of ATMs, Deposit, Advance and NPA in India. In these measures of Trend Line Graphs on Progress of SBI are presented below the No. of branches that is positive trend; R-squared value is very low and No. of ATMs has a positive trend; R-squared value is nearest to well growth and HDFC Bank are presented below the No. of branches and No. of ATMs has a positive trend; R-squared value both are nearest to excellent growth. Hence the number of branches & ATMs is high for HDFC Bank as customer services do it well. The following hypothesis is framed and tested with regression analysis on Financial Performance Analysis for highly significant. The RBI guidelines to SBI and HDFC banking sectors are improving on providing loan & advances and proper collection to NPAs. Those banks have a customer base that is medium reflected for NPA. So, reduce & avoid making steps for NPAs in future.

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How to Cite
Karthikeyan, K., & Dinesh Kumar, M. (2023). A Comparative Study on Financial Performance of SBI & HDFC Banks in India. SJCC Management Research Review, 13(1), 80–95. https://doi.org/10.35737/sjccmrr/V13/i1/2023/184
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